Property Owners and Developers

Miles Smith have over 50 years of experience arranging insurance solutions for property owners and property developers

We have vast experience arranging comprehensive insurance cover for those who own, or are developing, commercial property, residential property, mixed-use property, and unoccupied property.

Our experience and expertise means we can arrange bespoke solutions for all your property needs, whether you own a portfolio of properties or are working in property development. We take the time to work with you to understand the risks you face and then create your insurance and risk management programme to ensure you are aware and protected against those risks.

    Why Miles Smith?

  • We specialise in non-standard property owners
  • We may be able to offer reduced premiums to those who can show a good health & safety record
  • We only use “A” rated insurance providers
  • We can carry out a confidential review of your current insurance provision to ensure you are not currently underinsured
  • We have over 4000 clients who are property owners or developers

Industry solution summary
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We are experts in arranging insurance solutions for those who own, or are developing, a single property or a portfolio of properties to protect you against the risks you face. We have been arranging insurance solutions for property owners for over 50 years, and this experience allows us to have a comprehensive understanding of the nuances of this sector, enabling us to build market-leading insurance programmes for our clients.

When you work with Miles Smith to insure your property portfolio you have all the information about your properties insurance in one place, with one renewal date and a dedicated account executive and account handler, should you have any queries at any point during your term.

As a new customer of Miles Smith, we spend time with you to gain a better understanding of exactly how you manage your properties or property development, taking into consideration your attitude to risk, before providing advice on how you can manage your risks and insure against them.

Property Owners and Developers Covers

Our approach to arranging insurance cover for property owners and developers is tailored to each person/business. Some of the covers that we consider for these areas include:

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Private Clients Case Study

A Miles Smith high-net-worth client was victim to an aggravated burglary at her property and suffered severe bruising and injury to her body.

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“We were with the same insurer that we were before, but the service is better because of the broker. In addition, when we appointed Miles Smith, we were already in a long term agreement with the insurer but they were able to renegotiate the agreement and provided us with considerable cost savings.”

Lisa Waghorn
CFO, Chelmsford Star Cooperative
Property Owners’ Combined icon

Property Owners’ Combined

Whether you own a single residential or commercial property, or have a portfolio with multiple...

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Material Damage and Business Interruption

At Miles Smith we are constantly evolving our insurance offering to meet the needs of...

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Buildings Insurance icon

Buildings Insurance

Buildings Insurance protects your business’s property should it be damaged by fire, flood, burst pipes...

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Landlord’s Content’s icon

Landlord’s Content’s

We offer tailored insurance solutions for Landlords. With buildings often having separate insurance, it’s crucial...

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Employers’ Liability, Public Liability and Product Liability icon

Employers’ Liability, Public Liability and Product Liability

If you have employees then it is a legal requirement that your business must purchase...

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Motor Fleet

Motor Fleet cover is recommended for businesses that operate with a number of vehicles that...

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Crime icon


The impact of fraud can be wide-ranging. Crime cover helps protect you from both internal...

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Cyber icon


A cyber policy is designed to provide support and protect your business if it is...

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Directors’ and Officers’

Directors’ and Officers’, or D&O as it is often referred to, offers financial protection against...

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Call Jerry Pringle to discuss your needs

Our team are experts in arranging insurance solutions for your industry.


Does my trade fit within Miles Smith's appetite?

Please call us to discuss your specific needs and we will be happy to assist.

If I am too busy to see a representative from Miles Smith what can I do?

We understand that many businesses are currently working from home, or where they are on-site, working life has changed to reflect social distancing measures. As we are currently working remotely, we can conduct our exercise via phone, email or video call.

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