Motor Trade

We specialise in arranging insurance cover for businesses operating within the motor trade industry

We have been providing tailored insurance solutions, an in-house claims service and additional benefits and services to motor trade businesses for over 20 years.

For many businesses that work in the motor trade sector, a professional risk management strategy, backed by market leading insurance products is essential. We invest our time in understanding your business to ensure we provide the right solutions for your insurance needs.

    Why Miles Smith?

  • We have over 20 years’ experience working in the motor trade industry
  • We combine market-leading insurance products with bespoke risk management advice
  • We only use “A” rated insurance providers
  • We are specialists in arranging insurance solutions for all sizes of motor trade businesses

Industry solution summary
Download PDF

We work with a range of businesses in the motor trade industry arranging tailored insurance solutions to suit each of our customers. We work with you to understand the risks your business faces, before creating your bespoke insurance solution, providing risk management advice and introducing you to other complimentary services to improve your business productivity and risk management. We have access to market-leading products, and always use “A” rated insurance providers.

In addition, our solutions often contain unique elements that can help you manage your insurance, including long-term deals, low claims rebates, risk management funding, no sums insured basis, partial comprehensive and variable excess limits.

Motor Trade Covers

Our approach to providing motor trade insurance is tailored to your organisation, ensuring you have the cover that you need. We listen to you and take time to understand your business, providing the insurance solution best suited to your business. The types of products we look at for Motor Trade businesses incudes:

Cyber thumbnail

Cyber Case Study

Miles Smith was asked by a large nationwide retailer to undertake a thorough review of its insurance provisions to highlight any potential gaps in cover.

Read more

“I have dealt with Miles Smith for a number of years now, and am very grateful for the advice together with the support given. Prior to their involvement, I had suffered a deteriorating claims experience and through various Risk Management guidance, including the fitting of cameras, my experience has radically improved. I now regard them as part of my team, and look forward to working with them in the years ahead”

Manjit Nandra
Director, Beeches Recovery
Employers’ Liability, Public Liability and Product Liability icon

Employers’ Liability, Public Liability and Product Liability

If you have employees then it is a legal requirement that your business must purchase...

Read more
Motor Fleet icon

Motor Fleet

Motor Fleet cover is recommended for businesses that operate with a number of vehicles that...

Read more
Material Damage and Business Interruption icon

Material Damage and Business Interruption

At Miles Smith we are constantly evolving our insurance offering to meet the needs of...

Read more
Personal Accident and Travel icon

Personal Accident and Travel

Personal Accident and Travel is designed to protect the businesses directors, partners and/or employees who...

Read more
Crime icon


The impact of fraud can be wide-ranging. Crime cover helps protect you from both internal...

Read more
Cyber icon


A cyber policy is designed to provide support and protect your business if it is...

Read more
Directors’ and Officers’ icon

Directors’ and Officers’

Directors’ and Officers’, or D&O as it is often referred to, offers financial protection against...

Read more
Legal Expenses icon

Legal Expenses

Legal Expenses cover is provided as an extension to a number of policies and is...

Read more
Machinery and Plant icon

Machinery and Plant

Machinery and Plant Insurance covers equipment that is essential in, amongst others, the construction, manufacturing...

Read more
Professional Indemnity icon

Professional Indemnity

Professional Indemnity, sometimes referred to as PI, provides financial support for legal costs, as well...

Read more
Load all covers
Industry Expert Headshot

Call Grant Irwin to discuss your needs

Our team are experts in arranging insurance solutions for your industry.


Where is Miles Smith located?

Miles Smith’s head office is based in the City of London, the address is: One America Square, 17 Crosswall, London, EC3N 2LB. There are two additional offices, one in Ampthill, Bedfordshire and one in Sudbury, Suffolk. However, due to COVID-19 we are currently working remotely and therefore we can conduct meetings via phone or video call.

If I am too busy to see a representative from Miles Smith what can I do?

We understand that many businesses are currently working from home, or where they are on-site, working life has changed to reflect social distancing measures. As we are currently working remotely, we can conduct our exercise via phone, email or video call.

What are you looking for?

Showing results for

Request a call back

Morning (9am- 12pm)Afternoon (12pm to 5pm)Anytime

Get in touch

020 7977 4800

Make an enquiry

[contact-form-7 404 "Not Found"]