Motor Trade

We specialise in arranging insurance cover for businesses operating within the motor trade industry

We have been providing tailored insurance solutions, an in-house claims service and additional benefits and services to motor trade businesses for over 20 years.

For many businesses that work in the motor trade sector, a professional risk management strategy, backed by market leading insurance products is essential. We invest our time in understanding your business to ensure we provide the right solutions for your insurance needs.

    Why Miles Smith?

  • We have over 20 years’ experience working in the motor trade industry
  • We combine market-leading insurance products with bespoke risk management advice
  • We only use “A” rated insurance providers
  • We are specialists in arranging insurance solutions for all sizes of motor trade businesses

Industry solution summary
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We work with a range of businesses in the motor trade industry arranging tailored insurance solutions to suit each of our customers. We work with you to understand the risks your business faces, before creating your bespoke insurance solution, providing risk management advice and introducing you to other complimentary services to improve your business productivity and risk management. We have access to market-leading products, and always use “A” rated insurance providers.

In addition, our solutions often contain unique elements that can help you manage your insurance, including long-term deals, low claims rebates, risk management funding, no sums insured basis, partial comprehensive and variable excess limits.

Motor Trade Covers

Our approach to providing motor trade insurance is tailored to your organisation, ensuring you have the cover that you need. We listen to you and take time to understand your business, providing the insurance solution best suited to your business. The types of products we look at for Motor Trade businesses incudes:

Cyber Case Study

Miles Smith was asked by a large nationwide retailer to undertake a thorough review of its insurance provisions to highlight any potential gaps in cover.

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“I have dealt with Miles Smith for a number of years now, and am very grateful for the advice together with the support given. Prior to their involvement, I had suffered a deteriorating claims experience and through various Risk Management guidance, including the fitting of cameras, my experience has radically improved. I now regard them as part of my team, and look forward to working with them in the years ahead”

Manjit Nandra
Director, Beeches Recovery

Employers’ Liability, Public Liability and Product Liability

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Motor Fleet

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Material Damage and Business Interruption

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Personal Accident and Travel

Personal Accident and Travel is designed to protect the businesses directors, partners and/or employees who...

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A cyber policy is designed to provide support and protect your business if it is...

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Directors’ and Officers’

Directors’ and Officers’, or D&O as it is often referred to, offers financial protection against...

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Legal Expenses

Legal Expenses cover is provided as an extension to a number of policies and is...

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Machinery and Plant

Machinery and Plant Insurance covers equipment that is essential in, amongst others, the construction, manufacturing...

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Professional Indemnity

Professional Indemnity, sometimes referred to as PI, provides financial support for legal costs, as well...

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Call Grant Irwin to discuss your needs

Our team are experts in arranging insurance solutions for your industry.


Where is Miles Smith located?

Miles Smith’s head office is based in the City of London, the address is: One America Square, 17 Crosswall, London, EC3N 2LB. There are two additional offices, one in Ampthill, Bedfordshire and one in Sudbury, Suffolk.

If I am too busy to see a representative from Miles Smith what can I do?

Whilst we always prefer to undertake a site visit to fully understand your business requirements, at Miles Smith we appreciate your business requires daily management. If you are unable to accept a visit then we will happily conduct our exercise via phone or email.

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