We are specialists in arranging insurance solutions for businesses operating in the construction industry

Our experts have experience of working with companies of all sizes and specialisms, from individual tradesmen to large contractors, we arrange the cover that’s right for you and your business.

For many businesses that work in the construction industry, a professional risk management strategy, backed by market leading insurance products are essential. We invest our time in understanding you and your business to ensure we arrange a bespoke insurance solution to protect your business.

    Why Miles Smith?

  • We cover businesses of all sizes, from individual tradesman to large construction corporations
  • We offer standard insurance products and specialist solutions
  • We have comprehensive coverage and flexible levels of cover to suit your business
  • We have over 50 years’ experience arranging insurance solutions for construction businesses

Industry solution summary
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Whether you need advice on liability products, motor and plant, warranties or even performance bonds, we have the expertise and experience within the construction industry to advise on these, as well as other areas. When you talk to Miles Smith you can be confident that we are well placed to provide you with tailored insurance solutions for your construction business. We have particular expertise in arranging cover for hard to place construction risks and those who struggle to get the cover they need elsewhere.

Arranging cover for just the standard insurance products can seem like a sensible commercial decision, but it may leave you exposed.

Take cyber-attacks as one example, according to the government, 81% of large businesses and 60% of small businesses suffered a cyber-attack in the last year. With the average costs for cyber-attacks running into hundreds of thousands of pounds, it is vital that you work with an insurance broker who understands these risks and can arrange suitable protection and advise on appropriate risk management solutions to ensure your business is covered against this risk.

Construction Covers

We tailor our approach to providing insurance solutions for businesses operating in the construction industry. We listen to you and take time to understand your business, before arranging the insurance cover best suited for your business. The types of products we look at for construction businesses include:

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Cyber Case Study

Miles Smith was asked by a large nationwide retailer to undertake a thorough review of its insurance provisions to highlight any potential gaps in cover.

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"When large/complex claims occur, Miles Smith are right alongside us. This was typified when a significant fire affected one of our sites several years ago. The business interruption claim alone totalled several million pounds but was settled within a 2-month period, meaning the impact on our business was minimised and flexibility retained."

Group Finance Director, Belfield Group
Employers’ Liability, Public Liability and Product Liability icon

Employers’ Liability, Public Liability and Product Liability

If you have employees then it is a legal requirement that your business must purchase...

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Material Damage and Business Interruption icon

Material Damage and Business Interruption

At Miles Smith we are constantly evolving our insurance offering to meet the needs of...

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Motor Fleet icon

Motor Fleet

Motor Fleet cover is recommended for businesses that operate with a number of vehicles that...

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Machinery and Plant icon

Machinery and Plant

Machinery and Plant Insurance covers equipment that is essential in, amongst others, the construction, manufacturing...

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Crime icon


The impact of fraud can be wide-ranging. Crime cover helps protect you from both internal...

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Cyber icon


A cyber policy is designed to provide support and protect your business if it is...

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Directors’ and Officers’ icon

Directors’ and Officers’

Directors’ and Officers’, or D&O as it is often referred to, offers financial protection against...

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Goods in Transit icon

Goods in Transit

If your business delivers or moves goods, then you will need goods in transit insurance....

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Personal Accident and Travel

Personal Accident and Travel is designed to protect the businesses directors, partners and/or employees who...

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Legal Expenses

Legal Expenses cover is provided as an extension to a number of policies and is...

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Professional Indemnity icon

Professional Indemnity

Professional Indemnity, sometimes referred to as PI, provides financial support for legal costs, as well...

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Call Paul Johnston to discuss your needs

Our team are experts in arranging insurance solutions for your industry.


Where is Miles Smith located?

Miles Smith’s head office is based in the City of London, the address is: One America Square, 17 Crosswall, London, EC3N 2LB. There are two additional offices, one in Ampthill, Bedfordshire and one in Sudbury, Suffolk. However, due to COVID-19 we are currently working remotely and therefore we can conduct meetings via phone or video call.

Does my trade fit within Miles Smith's appetite?

Please call us to discuss your specific needs and we will be happy to assist.

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