Tailored insurance solutions for your business

Miles Smith Insurance Solutions are experts in arranging insurance solutions for businesses in high-risk industries

Miles Smith Insurance Solutions has extensive experience in arranging insurance solutions, with a particular expertise in working with businesses who operate in high-risk industries. We are part of the wider Miles Smith Insurance Group, who combine over 100 years of experience in arranging insurance solutions and providing risk management advice.

We are a client advisory broker and take the time to understand each business that we work with and the risks they face, so we can tailor a bespoke insurance portfolio and risk management programme to ensure our clients are comprehensively protected.

Miles Smith Insurance Solutions specialise in working with high-risk industries, arranging comprehensive insurance portfolios for difficult to place risks. Whatever industry your business operates in, we will work tirelessly to source competitive insurance solutions that are tailored to your business’s requirements.


  • We have significant experience in arranging comprehensive insurance solutions for businesses operating in a range of high-risk industries
  • We are a ‘Chartered Insurance Brokers’ and are committed to developing and maintaining the knowledge and capability of our people to ensure they deliver the highest quality advice
  • We have an exceptional in-house claims team who are contactable 24/7 in the event of a claim
  • You will benefit from our Claims app, claims review meetings, risk management reviews and emerging risk analysis

How you will benefit from our services

As a client of Miles Smith Insurance Solutions, you will benefit from working with a dedicated Account Executive and Account Handler who will understand your business and are on-hand to assist you throughout the year. Our team are able to bring new ideas and solutions to your business that may not have been previously understood or considered if your broker does not specialise in your sector, a common issue experienced by businesses who operate in high-risk industries.

We are fortunate enough to have an exceptional in-house claims team, who bring a wealth of knowledge and expertise in all types of insurance and who are always ready to handle incoming claims professionally and proactively.

We can provide tailored claims handling depending on your requirements as we know that one generic solution does not suit all businesses. In addition to traditional methods of making a claim, we are able to offer our Miles Smith Claims app which helps you report incidents quickly and comprehensively and helps us settle claims more effectively, something that few brokers are able to offer.

Types of cover

Every business is unique, and as such the risks you face are also unique, therefore our approach to arranging insurance solutions for businesses is tailored to each organisation that we work with. We take the time to understand your business and provide the insurance cover that you need. We can help protect your business against a multitude of risks, some of the types of cover we look at include:

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Cyber Case Study

Miles Smith was asked by a large nationwide retailer to undertake a thorough review of its insurance provisions to highlight any potential gaps in cover.

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"We have dedicated loss adjusters and risk engineers/surveyors who are available to us 24/7 and, in case of employers' liability claims, there is an early dialogue to agree the best course of action in respect of defensibility or, in some cases, an agreement to the liability claim."

Group Finance Director, Belfield Group
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Motor Fleet

Motor Fleet cover is recommended for businesses that operate with a number of vehicles that...

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Employers’ Liability, Public Liability and Product Liability icon

Employers’ Liability, Public Liability and Product Liability

If you have employees then it is a legal requirement that your business must purchase...

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Contents and Stock icon

Contents and Stock

If there was an incident at your business premises and you lose stock, equipment and...

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Cyber icon


A cyber policy is designed to provide support and protect your business if it is...

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Directors’ and Officers’ icon

Directors’ and Officers’

Directors’ and Officers’, or D&O as it is often referred to, offers financial protection against...

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Machinery and Plant icon

Machinery and Plant

Machinery and Plant Insurance covers equipment that is essential in, amongst others, the construction, manufacturing...

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Material Damage and Business Interruption icon

Material Damage and Business Interruption

At Miles Smith we are constantly evolving our insurance offering to meet the needs of...

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Professional Indemnity icon

Professional Indemnity

Professional Indemnity, sometimes referred to as PI, provides financial support for legal costs, as well...

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Buildings Insurance icon

Buildings Insurance

Buildings Insurance protects your business’s property should it be damaged by fire, flood, burst pipes...

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Crime icon


The impact of fraud can be wide-ranging. Crime cover helps protect you from both internal...

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Call our team to discuss your needs

Our team are experts in arranging insurance solutions for high-risk industries.


Does my trade fit within Miles Smith's appetite?

Please call us to discuss your specific needs and we will be happy to assist.

If I am too busy to see a representative from Miles Smith what can I do?

Whilst we always prefer to undertake a site visit to fully understand your business requirements, at Miles Smith we appreciate your business requires daily management. If you are unable to accept a visit then we will happily conduct our exercise via phone or email.

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020 7977 4800 info@milessmith.co.uk

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