Trustee Indemnity cover offers protection for trustees and their charities in the event of a claim being made against them for their actions. Making even a small error can have serious financial and personal consequences, so having protection is critical.
Trustees bear a considerable amount of responsibility for their actions and the decisions they make. They are often at risk of claims for compensation, legal action and official investigations. These claims can often be very expensive and, it’s important to remember, that without trustee indemnity insurance, a trustee can be personally liable to pay any costs.
Our policy is for trustees, governors, committee members and other not-for-profit organisations.
- What’s typically covered?
- Health and safety claims, including manslaughter
- Employment claims
- A breach of duty or trust
- Wrongful trading
"Miles Smith staff are friendly, extremely approachable, responsive and very much work with us, allowing us to get on with the day-to-day running and growth of our business"
Group Finance Director
Miles Smith were working with a nationwide environmental services contractor who was unable to obtain cost effective insurance as a result of many years of health and safety failures. These failures eventually resulted in a large fine and prosecution by the Health and Safety Executive for breaching regulations.Read more
Contents and Stock
If there was an incident at your business premises and you lose...Read more
Professional Indemnity, sometimes referred to as PI, provides financial support for legal...Read more
Personal Accident and Travel
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Medical Malpractice cover, sometimes referred to as Medical Liability Insurance, is designed...Read more
Loss of Licence
Loss of Licence cover offers businesses protection against losses they may incur...Read more
Legal Indemnity offers protection for property purchasers primarily against issues that arise...Read more
Latent Defects Insurance, sometimes referred to as LDI, is a type of...Read more
Employment Practices Liability
Employment Practices Liability, sometimes referred to as EPL, provides cover to employers...Read more
Does my trade fit within Miles Smith's appetite?
Please call us to discuss your specific needs and we will be happy to assist.
Can you create one policy for all my contents?
Yes, we can. Our process involves a thorough appraisal of all your contents, whether that’s a fine art collection or prestige cars, before creating a bespoke policy that is designed just for you.