Property owners' combined
Whether you own a single residential or commercial property, or have a portfolio with multiple locations, our property owners’ combined insurance policy can help protect you across a range of risks and exposures.
At Miles Smith we don’t just sell insurance and leave you to it. We work, hand-in-hand with you, to understand all your risks before creating a policy that’s right for you. Our property owners’ combined insurance is an excellent example of this. We take the time to understand the risks you face before creating a policy that covers you for buildings, contents, loss of rent, employers’ liability, public liability personal accident and more. We can also cover unoccupied and overseas property as well.
- What’s typically covered?
- Loss of rent
- Employers’ liability
- Public liability
"Miles Smith staff are friendly, extremely approachable, responsive and very much work with us, allowing us to get on with the day-to-day running and growth of our business"
Group Finance Director
Miles Smith was asked by a large nationwide retailer to undertake a thorough review of its insurance provisions to highlight any potential gaps in cover.Read more
Property Owners and Developers Covers
Property Owners’ Combined
Whether you own a single residential or commercial property, or have a...Read more
Material Damage and Business Interruption
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Employers’ Liability, Public Liability and Product Liability
If you have employees then it is a legal requirement that your...Read more
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Directors’ and Officers’
Directors’ and Officers’, or D&O as it is often referred to, offers...Read more
Can you cover my property outside of the UK?
Our policy can cover holiday homes throughout the world. We will work with you to understand the unique risks in the country where your holiday home is before creating cover that keeps your holiday home protected.
If I am too busy to see a representative from Miles Smith what can I do?
Whilst we always prefer to undertake a site visit to fully understand your business requirements, at Miles Smith we appreciate your business requires daily management. If you are unable to accept a visit then we will happily conduct our exercise via phone or email.