Property owners' combined
Whether you own a single residential or commercial property, or have a portfolio with multiple locations, our property owners’ combined insurance policy can help protect you across a range of risks and exposures.
At Miles Smith we don’t just sell insurance and leave you to it. We work, hand-in-hand with you, to understand all your risks before creating a policy that’s right for you. Our property owners’ combined insurance is an excellent example of this. We take the time to understand the risks you face before creating a policy that covers you for buildings, contents, loss of rent, employers’ liability, public liability personal accident and more. We can also cover unoccupied and overseas property as well.
- What’s typically covered?
- Loss of rent
- Employers’ liability
- Public liability
"Miles Smith staff are friendly, extremely approachable, responsive and very much work with us, allowing us to get on with the day-to-day running and growth of our business"
Group Finance Director
Miles Smith was asked by a large nationwide retailer to undertake a thorough review of its insurance provisions to highlight any potential gaps in cover.Read more
Buildings insurance protects your business’s property should it be damaged by fire,...Read more
Contents and Stock
If there was an incident at your business premises and you lose...Read more
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Environmental Impairment Liability
Any incident that has a significant impact on the environment can be...Read more
We offer tailored insurance solutions for Landlords. With buildings often having separate...Read more
Legal Expenses cover is provided as an extension to a number of...Read more
Personal Accident and Travel
Personal accident and travel is designed to protect the businesses directors, partners...Read more
Property Owners’ Combined
Whether you own a single residential or commercial property, or have a...Read more
Can you cover my property outside of the UK?
Our policy can cover holiday homes throughout the world. We will work with you to understand the unique risks in the country where your holiday home is before creating cover that keeps your holiday home protected.
If I am too busy to see a representative from Miles Smith what can I do?
Whilst we always prefer to undertake a site visit to fully understand your business requirements, at Miles Smith we appreciate your business requires daily management. If you are unable to accept a visit then we will happily conduct our exercise via phone or email.