Personal Accident and Travel
Personal accident and travel is designed to protect the businesses directors, partners and/or employees who may suffer accidental death or disability. The policy is a direct benefit to directors or staff or their beneficiary, paid for by the business. Travel and sickness exposures may also be included.
Every business will have staff who may be protected, either during normal business hours or 24/7. The extent of the financial benefits may be tailored to the company’s requirements and in addition to compensating for accidental death, cover can also include permanent disability, partial disability and loss of hearing/sight.
- What’s typically covered?
- Accidental Death
- Permanent Disability
- Temporary Partial Disablement
- Travel Costs – Medical expenses, cancellation, personal liability
"Miles Smith staff are friendly, extremely approachable, responsive and very much work with us, allowing us to get on with the day-to-day running and growth of our business"
Group Finance Director
Miles Smith were asked to address a concern from an existing Private Ambulance client worried about the temporary cost of hiring replacement vehicles following an insured event at their Ambulance depot.Read more
Private Ambulance Covers
Employers’ Liability, Public Liability and Product Liability
If you have employees then it is a legal requirement that your...Read more
Motor Fleet cover is recommended for businesses that operate with a number...Read more
Material Damage and Business Interruption
At Miles Smith we are constantly evolving our insurance offering to meet...Read more
Medical Malpractice cover, sometimes referred to as Medical Liability Insurance, is designed...Read more
Personal Accident and Travel
Personal Accident and Travel is designed to protect the businesses directors, partners...Read more
A cyber policy is designed to provide support and protect your business...Read more
The impact of fraud can be wide-ranging. Crime cover helps protect you...Read more
Directors’ and Officers’
Directors’ and Officers’, or D&O as it is often referred to, offers...Read more
Legal Expenses cover is provided as an extension to a number of...Read more
Professional Indemnity, sometimes referred to as PI, provides financial support for legal...Read more
If I am too busy to see a representative from Miles Smith what can I do?
Whilst we always prefer to undertake a site visit to fully understand your business requirements, at Miles Smith we appreciate your business requires daily management. If you are unable to accept a visit then we will happily conduct our exercise via phone or email.
Can you create one policy for all my contents?
Yes, we can. Our process involves a thorough appraisal of all your contents, whether that’s a fine art collection or prestige cars, before creating a bespoke policy that is designed just for you.