Personal accident and travel

Personal accident and travel is designed to protect the businesses directors, partners and/or employees who may suffer accidental death or disability. The policy is a direct benefit to directors or staff or their beneficiary, paid for by the business. Travel and sickness exposures may also be included.

Every business will have staff who may be protected, either during normal business hours or 24/7. The extent of the financial benefits may be tailored to the company’s requirements and in addition to compensating for accidental death, cover can also include permanent disability, partial disability and loss of hearing/sight.

  • What’s typically covered?
  • Accidental Death
  • Permanent Disability
  • Temporary Partial Disablement
  • Travel Costs – Medical expenses, cancellation, personal liability
  • Sickness
All businesses are unique so to make sure you’re covered, get in touch with our team of experts.

"Miles Smith staff are friendly, extremely approachable, responsive and very much work with us, allowing us to get on with the day-to-day running and growth of our business"

Karl Stevens
Group Finance Director

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FAQs

If I am too busy to see a representative from Miles Smith what can I do?

Whilst we always prefer to undertake a site visit to fully understand your business requirements, at Miles Smith we appreciate your business requires daily management. If you are unable to accept a visit then we will happily conduct our exercise via phone or email.

Can you create one policy for all my contents?

Yes, we can. Our process involves a thorough appraisal of all your contents, whether that’s a fine art collection or prestige cars, before creating a bespoke policy that is designed just for you.

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