Medical Malpractice cover, sometimes referred to as Medical Liability Insurance, is designed to offer those who work in the healthcare sector protection in the event of allegations of medical malpractice or clinical negligence.
We offer exclusive schemes for many types of medical professionals, and we have expertise in sourcing cover for those that other insurance companies may deem too high risk. If you have had previous claims or disciplinary actions against you, we may still be able to help source cover.
- What’s typically covered?
- Cover against omissions in your professional duty, such as injury, misdiagnosis, delays in referrals and physical harm to patients
- Legal cover – we can help provide legal assistance in the event of a disciplinary hearing with your professional body
- Run off cover – a patient has up to three years to make a claim, so having cover with longevity is a must
- Breach of confidentiality
- Data breaches
"Miles Smith staff are friendly, extremely approachable, responsive and very much work with us, allowing us to get on with the day-to-day running and growth of our business"
Group Finance Director
Miles Smith were asked to address a concern from an existing Private Ambulance client worried about the temporary cost of hiring replacement vehicles following an insured event at their Ambulance depot.Read more
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Can you cover my property outside of the UK?
Our policy can cover holiday homes throughout the world. We will work with you to understand the unique risks in the country where your holiday home is before creating cover that keeps your holiday home protected.
Can you create one policy for all my contents?
Yes, we can. Our process involves a thorough appraisal of all your contents, whether that’s a fine art collection or prestige cars, before creating a bespoke policy that is designed just for you.