Loss of licence

Loss of licence cover offers businesses protection against losses they may incur in the event that their alcohol licence revoked by their Local Authority. It will also cover the costs and expenses you may incur when applying to have your license reinstated.

Most businesses will always strive to comply fully with licensing laws but, sometimes your alcohol license can be revoked because of an external factor beyond your control. The most common of these include crime and disorder or persistent public nuisance. If you are confronted with these often-unforeseen issues, loss of licence insurance can help protect your income and the value of your business.

  • What’s typically covered?
  • Reduction in gross income
  • Reduction on the value of your business
  • Other costs and expenses, such as accountants’ fees
All businesses are unique so to make sure you’re covered, get in touch with our team of experts.

"Miles Smith staff are friendly, extremely approachable, responsive and very much work with us, allowing us to get on with the day-to-day running and growth of our business"

Karl Stevens
Group Finance Director

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Miles Smith were working with a nationwide environmental services contractor who was unable to obtain cost effective insurance as a result of many years of health and safety failures. These failures eventually resulted in a large fine and prosecution by the Health and Safety Executive for breaching regulations.

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FAQs

Can you create one policy for all my contents?

Yes, we can. Our process involves a thorough appraisal of all your contents, whether that’s a fine art collection or prestige cars, before creating a bespoke policy that is designed just for you.

Where is Miles Smith located?

Miles Smith’s head office is based in the City of London, the address is: One America Square, 17 Crosswall, London, EC3N 2LB. There are two additional offices, one in Ampthill, Bedfordshire and one in Sudbury, Suffolk.

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