Legal Indemnity

Legal Indemnity offers protection for property purchasers primarily against issues that arise on property title or covenants. However, it is usually paid for by the seller of the property.

The policy provides cover against any loss suffered by the insured as a result of any unlawful action taken against them because of a defect. The defects can be wide-ranging, but it could be something such as lost title deeds or a lack of planning permission. Unlike most other types of insurance, legal indemnity has a one-off premium and the cover lasts indefinitely.

  • What’s typically covered?
  • Defective titles, including lost title deeds, adverse possession and outstanding rights
  • Restrictive covenants
  • Chancel repair liability
  • Flying freeholds
  • Lack of planning permission
All businesses are unique so to make sure you’re covered, get in touch with our team of experts.

"Miles Smith staff are friendly, extremely approachable, responsive and very much work with us, allowing us to get on with the day-to-day running and growth of our business"

Karl Stevens
Group Finance Director

Chelmsford Star

"It makes things a lot easier, particularly when insurance isn’t your area of expertise. You want someone who understands how you’re set up, the way your board is, how you have to get things approved, and that you’re commercial, but do have other aspects."

Read more

Call Steve Mullins to discuss your needs

Our team are experts in arranging insurance solutions for your industry.

Other
Covers

Buildings insurance

Buildings insurance protects your business’s property should it be damaged by fire,...

Read more

Contents and Stock

If there was an incident at your business premises and you lose...

Read more

Landlord’s Content’s

We offer tailored insurance solutions for Landlords. With buildings often having separate...

Read more

Legal Indemnity

Legal Indemnity offers protection for property purchasers primarily against issues that arise...

Read more

Professional Indemnity

Professional Indemnity, sometimes referred to as PI, provides financial support for legal...

Read more

Property Owners’ Combined

Whether you own a single residential or commercial property, or have a...

Read more

Trade Credit

Trade Credit Insurance provides protection for businesses if a customer who owes...

Read more
FAQs

Is my high-value jewellery covered no matter where I am travelling to in the world?

Miles Smith Private Clients offer warranty free policies with A+ rated insurers the provide worldwide cover with no restrictions.

Can you cover my property outside of the UK?

Our policy can cover holiday homes throughout the world. We will work with you to understand the unique risks in the country where your holiday home is before creating cover that keeps your holiday home protected.

What are you looking for?

Close
Showing results for

Request a call back

Morning (9am- 12pm)Afternoon (12pm to 5pm)Anytime