Contract Works is designed for builders and tradesmen and provides cover for any work in progress on a building site that’s damaged by an insured event, such as fire, flood, storm, vandalism and theft.
Contract Works Insurance, sometimes referred to as Builders All Risk or Contractors All Risk Insurance, covers you for any work that’s damaged before you complete a project. Contract Works Insurance is more often than not a condition of many building and trade contracts because it is required by the bank or building society who are providing the funding for the project. Without this insurance you could potentially be liable for significant losses.
- What’s typically covered?
- The work in progress
- Any building materials used in the contract
- Your plant, machinery, tools and equipment
- Temporary buildings
"Miles Smith staff are friendly, extremely approachable, responsive and very much work with us, allowing us to get on with the day-to-day running and growth of our business"
Group Finance Director, Belfield Group
"It makes things a lot easier, particularly when insurance isn’t your area of expertise. You want someone who understands how you’re set up, the way your board is, how you have to get things approved, and that you’re commercial, but do have other aspects."Read more
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If I am too busy to see a representative from Miles Smith what can I do?
Whilst we always prefer to undertake a site visit to fully understand your business requirements, at Miles Smith we appreciate your business requires daily management. If you are unable to accept a visit then we will happily conduct our exercise via phone or email.
Can you cover my property outside of the UK?
Our policy can cover holiday homes throughout the world. We will work with you to understand the unique risks in the country where your holiday home is before creating cover that keeps your holiday home protected.