This is a sector which demands careful consideration when addressing risk management and insurance needs, as standard insurance policies will often leave gaps in cover.
Higher limits of indemnity are required for motor, general third party and environmental risks. Gaps between these covers often go unidentified until a loss occurs, for example, the loading and unloading of hazardous materials from vehicles, off road provisions and cross contamination at delivery stage to name but a few.
Insuring hazardous goods is a complex business and heavily regulated. Miles Smith has made it simple with our Haz-Insure Scheme, irrespective of whether you manufacture, store or transport these diverse products as your primary business or only handle them occasionally.
Ambiguity over claims can arise where standard policies with different insurers are utilised, so having cover that dovetails across all the main classes of your insurance portfolio is a must. Haz-Insure has a single insurer handling all the main classes, and with the support of an experienced claims team, you can rest assured that the recommendations we make will meet your demands and needs.
We can provide insurance solutions for companies in the fuel,chemical and environmental services sector. These can include the following, but it is not a definitive list, so it is best to contact us to discuss your needs:
Liquid waste carriers
Hazardous haulage including chemicals,explosives and radioactive materials
Drain cleaning and water jetting
LPG distributing and decanting
Tank installers and removers
Tank & associated equipment manufacturing
Chemical / solvent blending and distribution
Plant and Machinery
Directors and Officers Liability
Group Personal Accident